We are a full service commercial bank operating community banking offices in the communities of Jersey Shore, Duboistown, Williamsport, Montgomery, Lock Haven, Mill Hall, Spring Mills, Zion, Centre Hall and State College, Pennsylvania.

Jersey Shore State Bank is the principal subsidiary of Penns Woods Bancorp, Inc. which is a bank holding company incorporated in Pennsylvania on January 7, 1983.

Our Mission Statement perhaps best captures our corporate philosophy:
"Jersey Shore State Bank is a locally owned, independent community bank with emphasis on servicing the needs of consumers and small to medium size businesses at a profit, thereby enhancing shareholder value through a professionally trained and dedicated staff with sound financial resources. We are committed to community leadership and growth."

2842 Earlystown Road Location Hours of Operation: Monday - 8:30 to 4:30 Tuesday - 8:30 to 4:30 Wednesday - 8:30 to 1:00 Thursday - 8:30 to 5:00 Friday - 8:30 to 6:00 Saturday - 8:30 to Noon * Walk Up ATM Machine available

3635 Penns Valley Road Location Hours of Operation: Monday, Tuesday, Wednesday - 8:30 to 4:30 Thursday - 8:30 to 5:00 Friday - 8:30 to 6:00 Saturday - 8:30 to Noon

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